2025 Ira Contribution Limits 2025 Married. In 2025, married couples filing jointly can contribute to a roth ira if their magi is less than $230,000. Beginning in 2025, the ira contribution limit is increased to $7,000 ($8,000 for individuals age 50 or older) from $6,500 ($7,500 for individuals age 50 or.
The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $7,000 or $8,000 if you were age 50 or older. For people who are aged 50 or older, the.